AAFAF - Autoridad de Asesoría Financiera y Agencia Fiscal de Puerto Rico
Read the latest CRF Program Funds Disbursement (in Spanish) learn more
COVID-19 Resource Center
The Government of Puerto Rico has developed new reports detailing the deployment of COVID-19 emergency funds.
General Information
on COVID-19

In response to the global emergency and economic disruption caused by the COVID-19 pandemic, the Puerto Rico Fiscal Agency and Financial Advisory Authority (FAFAA) continues to work diligently to support Puerto Rico’s path to economic recovery. The United States Federal Government and the Government of Puerto Rico have established several stimulus programs to aid individuals, families, and businesses during this pandemic.

As part of the Government of Puerto Rico’s commitment to transparency and accountability, FAFAA has developed this section containing the most up to date information on state and federal relief programs available as part of the COVID-19 emergency response. As part of these efforts, the Government of Puerto Rico has developed new reports detailing the deployment of COVID-19 emergency funds.

Federal Aid Package

In its effort to combat the COVID-19 pandemic, the Federal Government has dedicated a historic amount of financial support through both monetary and fiscal policy actions. The total impact of the federal monetary and fiscal stimulus programs so far exceeds $6.8 trillion.

Actions
Est. Amount (billions)
Phase 1: Preparedness and Response Supplemental Appropriations Act
$8
Phase 2: Families First Coronavirus Response Act
104
Phase 3: Coronavirus Aid, Relief, and Economic Security Act
2,283
Phase 3.5: April 2020 Package
484
Subtotal Fiscal Policy Action
$2879
Estimated Monetary Policy Actions
4,000
Estimated Total Impact
$6,879

On March 13, 2020, President Donald Trump declared a national emergency in response to the COVID-19 pandemic. The declaration allows the administration to utilize the Stafford Act, a federal law governing disaster-relief efforts. The declaration makes $50 billion in emergency funding available to states and territories.

The emergency declaration follows a $8.3 billion emergency COVID-19 aid package signed by the President on March 6, 2020, known as the Coronavirus Preparedness and Response Supplemental Appropriations Act. At least $1.05 billion of this package will go to state, local and tribal efforts through grants and cooperative agreements with the Centers for Disease Control and Prevention or as reimbursements from the Federal Government. The initial federal aid package was focused largely on public health concerns.

On March 18, 2020, the Families First Coronavirus Aid Package was enacted. The bill includes free COVID-19 testing for those uninsured, emergency paid sick leave, expanded family and medical leave programs, unemployment assistance, food aid and federal funding for Medicaid.

A third phase of federal COVID-19 relief, the CARES Act, was signed into law on March 27, 2020. The relief package, as amended on April 24, 2020, allocates an estimated $2.8 trillion to battle the harmful effects of the COVID-19 pandemic (Exhibit 7). The package is the biggest fiscal stimulus package in modern American history. As one of the main categories of the stimulus bill, state and local governments will receive $150 billion to help fund the unanticipated costs of fighting the pandemic. Additionally, the bill establishes a ~$500 billion lending fund for businesses, states and cities. Eligible taxpayers will receive a $1,200 direct payment and $500 for each dependent child.

On April 24, 2020, the PPP and Health Care Enhancement Act was signed into law as an amendment to the CARES Act. The $484 billion package includes $310 billion for the SBA’s PPP with $60 billion allocated for loans made by small lenders and community-based institutions, $50 billion for the SBA’s Economic Injury Disaster Loan program, and $10 billion for the SBA’s Emergency Economic Injury Grant program. It also includes the HHS Hospital and Provider Grants under the Public Health and Social Services Emergency Fund that provides an additional $75 billion to support the need for COVID-19 related expenses and lost revenue due to COVID-19. Finally, it provides $25 billion for necessary expenses to research, develop, validate, manufacture, purchase, administer and expand capacity for COVID-19 tests.

Click HERE to read a Summary of the CARES Act
Coronavirus Relief Fund

On April 22, 2020, the Government of Puerto Rico announced that it received over $2.2 billion from the U.S Treasury Department as part of the CARES Act stimulus package to assist the island with emergency expenses and mitigate the effects of the global pandemic and the subsequent economic downturn. The Government of Puerto Rico is fully committed to assisting individuals, businesses, and the municipalities with these funds, while following the U.S. Treasury Department guidelines.

The plan allocates funding for three main components: (i) testing, contact tracing, isolation and treatment, (ii) reactivating the economy and protecting jobs and (iii) Government service continuity.

i. The first component is the allocation of funds to expand and continue the COVID-19 testing program (both rapid and molecular tests), purchase sanitizing products and protective equipment and materials, as well as screening and isolation programs for people infected or suspected of being infected with COVID-19. This component is critical as it will assist the Government’s efforts to attend the emergency, contain the spread and prepare a short, medium and long-term plan for the gradual reopening of public and private sector operations on the Island.

ii. The second component will allocate funds to compensate various economic sectors and industries for the business interruption losses experienced as a result of COVID-19. Among those targeted by these funds are the healthcare and tourism industries, small and medium sized businesses and the self-employed. This component includes the private sector PPP which will partially reimburse employers that continue to pay their employees despite having their operations affected by COVID-19.

iii.The third component will address the continuity of Government services during the COVID-19 emergency. The Government will allocate funds to Municipalities and correctional facilities for eligible expenditures under the CARES Act and hardware and software programs for public sector employees to work remotely.

On May 15, 2020, Governor Wanda Vázquez Garced issued Executive Order OE-2020-040 establishing Puerto Rico´s Strategic Disbursement Plan for the Coronavirus Relief Fund under the CARES Act.

Click HERE to read the Strategic Disbursement Plan.
Click HERE to read Executive Order OE-2020-040.

Coronavirus Relief Fund Guidelines

The U.S. Treasury Department published the Coronavirus Relief Fund Guidance for State, Territorial, Local, and Tribal Governments. These guidelines provide guidance to recipients—including Puerto Rico and its municipalities—of the funding available under the CARES Act, particularly the $150 billion Coronavirus Relief Fund (CRF). The guidance sets forth the U.S. Department of the Treasury’s interpretation of the CARES ACT limitation on the permissible use of CRF payments.

From time to time, the U.S. Treasury Department publishes updated Frequently Asked Questions to supplement the Coronavirus Relief Fund Guidance for State, Territorial, Local, and Tribal Governments.

The Program provides emergency assistance to eligible small business that have suffered losses during the COVID-19 emergency because their operations were interrupted and have not received or participated of the SBA PPP program. Grants are awarded based on business interruption losses, as described in the Grant Calculation section of these Guidelines. Businesses receiving a Grant will need to demonstrate that funds will be used to cover necessary expenditures incurred due to the public health emergency with respect to COVID-19.

Investment: $65,000,000

Restrictions: Disbursement of Program funds will be subject to the strictest standards to ensure compliance with federal regulations and best practices. Therefore, each request for disbursement will be duly documented and subject to control and audit.

  • Click HERE to download the Program Guidelines
  • Click HERE to download the Program Guidelines in Spanish

The Assistance Program to Private Hospitals under the Coronavirus Relief Fund is intended to provide emergency assistance (grants or short-term loans) to private hospitals for necessary expenditures related to the COVID-19 emergency. The allocation to each institution will be based on a necessity standard.

Investment: $150,000,000

Restrictions: These funds will only be available to cover necessary expenditures related to the COVID-19 emergency that have not been covered or reimbursed, or that will not be covered in the future, by other state, federal or private insurance programs that the institutions may have, including funds received through the CARES Act’s Public Health and Social Services Emergency Fund. Entities that receive these funds will not be able to use them to pay executive bonuses, debt refinancing or other expenses that are determined to be ineligible. Likewise, the beneficiary entities must sign an agreement as part of the program in which they agree to return the money if it is determined in the future that they did not comply with any of the eligibility requirements. Beneficiaries must spend the money on or before December 30, 2020. This will be a first come, first served basis program.

  • Click HERE to download the Program Guidelines.
  • Click HERE to download the CRF Grant Application.
  • Please submit your duly completed CRF Grant Application, the required reports and any questions you may have about the program to: crfhospitals@aafaf.pr.gov.

To allocate of funds for all public hospitals of the Government of Puerto Rico and the instrumentalities of the Executive Branch, and municipalities for eligible and necessary expenses related to the COVID-19 emergency. These expenses include, among others, medicines to treat symptoms of COVID-19, equipment, materials, personal protective equipment, ventilators, the establishment of negative pressure and isolation rooms, the purchase of disinfectant products, as well as tests for COVID-19.

Investment: $50,000,000

Restrictions: Funds may only be used for eligible expenses. These funds may not be used for expenses that have been or will be reimbursed by other federal programs, including funds received through the CARES Act’s Public Health and Social Services Emergency Fund or from the Federal Emergency Management Agency (“FEMA”).

  • Click HERE to download the Program Guidelines.
  • Click HERE to download the CRF Grant Application.
  • Please submit your duly completed CRF Grant Application, the required reports and any questions you may have about the program to: crfhospitals@aafaf.pr.gov.

Under this program, CRF funds will be transferred to municipalities for eligible expenditures related to the COVID-19 emergency, as provided in CARES and in the guidance issued by the U.S. Department of Treasury.

Investment: $300,000,000
Restrictions: Funds may only be used for eligible expenditures related to the COVID-19 emergency, as provided in CARES and in the guidance issued by the U.S. Department of Treasury. The funds must be spent on or before December 30, 2020.

  • Click HERE to download the Program Guidelines
  • Click HERE to download the Program Guidelines in Spanish
  • Click HERE to download the Phase III Application Process and Expense Eligibility Criteria in Spanish
  • Click HERE to download the CRF Grant Application
  • Click HERE to download the Program Allocation Limits
  • Click HERE to download the Letter about Eligible Wages in Spanish
  • Click HERE to download the Special Memorandum No. 019-2020 in Spanish
  • Please submit your duly completed CRF Grant Application, the required reports and any questions you may have about the program to: crfmunicipalities@aafaf.pr.gov.

To provide emergency assistance of up to $5,000 to each small business or micro-enterprise with between 2 and 49 employees, duly registered in the Merchants Registry of the Department of the Treasury, for the losses caused by the interruption of operations caused by the COVID-19 emergency and/or for necessary expenditures related to the COVID-19. This will be a first come, first served basis program. This includes non-profit organizations that provide direct assistance or services to the citizenry.

Investment: $250,000,000

Restrictions: This aid would be subject to terms and conditions to ensure that its use is limited to matters related to the COVID-19 emergency. In addition, the entities that receive them may not use the funds to pay executive bonuses, or to refinance debt, or for other expenses determined to be ineligible. This program will not apply to entities that participate in other programs described in this plan, including the private sector payroll protection plan. Beneficiaries must spend the money on or before December 30, 2020.

To provide emergency assistance of up to $10,000 to each medium-sized company with between 50 and 500 employees, duly registered in the Merchants Registry of the Department of the Treasury, for the losses caused by the interruption of operations caused by the COVID-19 emergency and/or for necessary expenditures related to the COVID-19. This will be a first come, first served basis program. This includes non-profit organizations that provide direct assistance or services to people.

Investment: $100,000,000
Restrictions: This aid would be subject to terms and conditions to ensure that its use is limited to matters related to or the product of the COVID-19 emergency. In addition, the entities that receive them may not use the funds to pay executive bonuses, or to refinance debt, or for other expenses determined to be ineligible. This program will not apply to entities that participate in other programs described in this plan, including the private sector payroll protection plan. Beneficiaries must spend the money on or before December 30, 2020.

To provide emergency assistance to businesses related to the tourism industry, specifically hotels and “paradores”, for necessary expenditures related to the COVID-19 emergency. This aid is subject to terms and conditions to ensure that its use its limited to businesses that have been impacted by the COVID-19 emergency.

Investment: $50,000,000

Restrictions: These funds will be available only to cover necessary expenditures related to the COVID-19 emergency that have not been covered, or will not be covered in the future, by other state, federal or private insurance programs that the institutions may have, including other COVID-19 related business grant or loan programs under the CARES Act. Entities that receive these funds will not be able to use them to pay executive bonuses, debt refinancing or other expenses that are determined to be ineligible. Likewise, the beneficiary entities must sign an agreement as part of the program in which they agree to return the money if it is determined in the future that they did not comply with any of the eligibility requirements. Beneficiaries must spend the money on or before December 30, 2020. This will be a first come, first served basis program.

This Program makes up to $50 million in immediate CRF funds available to ensure that 2020 high school graduates who are enrolled to begin a postsecondary two- or four-year degree program during 2020 will have access to the technology and connectivity needed to participate in distance learning programs.

This Program will be implemented in accordance with applicable federal regulations. It will be conducted in partnership with local technology and connectivity vendors from whom eligible students may purchase devices and services needed to engage in distance learning resulting from the COVID-19 public health emergency. Each eligible student will be permitted up to a maximum expenditure of $1,000.

Investment: $50,000,000

Restrictions: Funds may only be used for eligible expenses. These funds may not be used for expenses that have been or will be reimbursed by other federal programs.

  • Click HERE to download the Program Guidelines.
  • Click HERE to download the Program Guidelines in Spanish.
Program benefits for new college students

To implement the remote work and distance education program of the employees of the Government of Puerto Rico. This program will establish processes through which public employees can fulfill their workday and execute their tasks outside the regular office space as required to comply with COVID-19 health precautions. This program shall also allow employees of the Government of Puerto Rico to acquire new skills through distance education. This also includes minor renovations or construction works in public buildings to promote social distancing. For this program, the funds can be used to purchase laptops, tablets, servers, hotspots and other equipment, as well as software and licenses that allow government operations to continue during the COVID-19 emergency. The Government will also evaluate providing a stipend to government employees who use their personal technological equipment as part of the remote work program.

Investment: $40,000,000

Restrictions: Funds may only be used for eligible expenses. These funds may not be used for expenses that have been or will be reimbursed by other federal programs, including any from the Federal Emergency Management Agency (“FEMA”).

To cover non-budgeted expenses in the prisons of the Department of Correction and Rehabilitation related to the emergency of COVID-19. This includes protection and disinfection equipment, masks, gloves, tests, as well as other expenses related to isolation of personnel or inmates, among others.

Investment: $10,000,000

Restrictions: Funds may only be used for eligible expenses. These funds may not be used for expenses that have been or will be reimbursed by other federal programs, including any from the Federal Emergency Management Agency (“FEMA”).

For the purchase of protective, disinfecting and cleaning equipment and materials to be distributed in all government facilities, including police headquarters, fire stations, government centers, facilities where services are provided, hospitals, schools, courts and others. This includes, but is not limited to, masks and respirators, gloves, face shields, hand sanitizers, alcohol, soap, disinfectants, thermometers, infrared cameras, wipes, and disinfection stations. This also includes minor renovations or construction works in public buildings to promote social distancing. The inclusion of the private and nonprofit sector in the distribution of these materials and equipment will be evaluated, as the Government establishes a centralized distribution center. Purchases under this line will be additional to those eligible that can be made under FEMA category B.

Investment: $100,000,000

Restrictions: Funds may only be used for eligible expenses. These funds may not be used for expenses that have been or will be reimbursed by other federal programs, including any from the Federal Emergency Management Agency (“FEMA”).

  • Click HERE to download the Program Guidelines.
  • Click HERE to download the Materials and Protective Equipment Evaluation Form

To provide emergency assistance to private employers with 500 employees or less, duly registered in the Merchants Registry of the Department of the Treasury, who continued to pay their employees during the COVID-19 emergency despite the fact that their operations were interrupted. This aid is in the form of a grant. Businesses are eligible to apply for more than one CRF program if the business does not submit the same line item expense through multiple programs.

Investment: $350,000,000
Restrictions: 
This aid would be subject to terms and conditions to ensure that its use is limited to matters related to or the product of the COVID-19 emergency. In addition, the entities that receive them may not use the funds to pay executive bonuses, or to refinance debt, or for other expenses determined to be ineligible. Likewise, the beneficiary entities must sign an agreement as part of the program in which they agree to return the money if it is determined in the future that they did not comply with any of the eligibility requirements. Beneficiaries must spend the money on or before December 30, 2020. This will be a first come, first served basis program.

To provide emergency assistance in the form of grants to entities of Puerto Rico’s Health Care System to ensure that citizens have access to health services during the COVID-19 emergency to limit the exposure to the coronavirus. Allowable expenses under this award include, among others, technological software, hardware, and infrastructure required to implement or expand a telemedicine program, as well as clinical, technical, and administrative payroll for dedicated personnel required to implement or expand a telemedicine program.

Investment: $40,000,000
Restrictions:
This aid would be subject to terms and conditions to ensure that its use is limited to matters related to or the product of the COVID-19 emergency. In addition, the beneficiary entities must sign an agreement as part of the program in which they agree to return the money if it is determined in the future that they did not comply with any of the eligibility requirements. Beneficiaries must spend the money on or before December 30, 2020.

Puerto Rico Fiscal Measures
In Response to
COVID-19 Pandemic

This is the official dashboard on COVID-19 statistics of the Government of Puerto Rico. This dashboard contains the latest data related to the virus in the island.

Emergency Funds

The Oversight Board has also authorized the use of the Emergency Reserve to manage expenses related to the pandemic.

• Click here to view a table of Puerto Rico Government Fiscal Measures.
• For an updated report of disbursements of these funds, please click here.

Emergency Relief Measures Package (787MM) Report

In addition to the federal stimulus package, the Government announced an unprecedented package of direct assistance to workers and businesses which totals $787 million and is intended to supplement the federal aid and help alleviate the economic impact caused by the COVID-19 pandemic.

April 9, 2021
April 2, 2021
March 26, 2021
March 22, 2021
March 12, 2021
March 5, 2021
February 26, 2021
February 19, 2021
February 12, 2021
February 5, 2021
January 29, 2021
January 22, 2021
January 15, 2021
January 8, 2021
January 1, 2021
December 25, 2020
December 18, 2020
December 11, 2020
December 4, 2020
November 27, 2020
November 20, 2020
November 13, 2020
November 6, 2020
October 30, 2020
October 23, 2020
October 16, 2020
October 9, 2020
October 2, 2020
September 25, 2020
September 18, 2020
September 11, 2020
September 4, 2020
August 28, 2020
August 21, 2020
August 14, 2020
August 7, 2020
July 31, 2020
July 24, 2020
July 17, 2020
July 10, 2020
July 3, 2020
June 26, 2020
June 19, 2020
June 12, 2020
June 5, 2020
June 1, 2020
May 26, 2020
May 18, 2020
May 8, 2020

Each person has the citizen’s responsibility to report any act of fraud, waste, abuse, orembezzlement of the Coronavirus Relief Funds.

Fraud, Waste and Abuse… What are these?

What is Fraud?

Simply – fraud is a false representation about a material fact. It is any intentional deception designed to deprive the United States, Puerto Rico or AAFAF, unlawfully of something of value, or to secure from the United States Puerto Rico or AAFAF, for an individual, a benefit, privilege, allowance or consideration to which he or she is not entitled.

What is Waste?

It is the extravagant, careless or needless expenditure of government funds, or the consumption of government property that results from deficient practices, systems, controls or decisions. The term also includes improper practices not involving prosecutable fraud.

What is Abuse?

It is the intentional or improper use of government resources. Examples include misuse of rank, position or authority and misuse of resources such as tools, vehicles or copying machines.

Accurate and complete information is a great help in our fight against acts of corruption. To provide complete information, the complainant must be able to include in the complaint the answers of the following questions:

1. What? Summary of events

2. Who? Name of the person or persons involved

3. When? Date or range of dates, time and frequency of events

4. Where? Specific location

5. How? Narrative of how the acts were performed

Any person who suspects of, witnessed, or discovered any fraud, waste, abuse, or mismanagement, relating to the Coronavirus Relief Funds, should report it immediately to any of the following:

To the Puerto Rico Fiscal Agency and Financial Advisory Authority at the email:

CRF-Hotline@aafaf.pr.gov

Puerto Rico COVID-19 Dashboard

This is the official dashboard on COVID-19 statistics of the Government of Puerto Rico. This dashboard contains the latest data related to the virus in the island.

Click HERE to view the dashboard
Links to Other Relevant Information on the COVID-19 Emergency

• National Governors Association (NGA)
• Government Finance Officers Association (GFOA)
• Federal Emergency Management Agency (FEMA)



You are now leaving the Puerto Rico Fiscal Agency and Financial Advisory Authority (“AAFAF,” for its Spanish acronym) website and are going to a website that is not operated by AAFAF. These links are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by AAFAF. AAFAF bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links. Contact the external site for answers to questions regarding its content. Additionally, AAFAF is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.

ACKNOWLEDGE

AAFAF Investor Relations Disclaimer and Conditions of Use

Notice to Readers

The AAFAF Investor Relations site provides certain general information about the government of the Commonwealth of Puerto Rico (the “Government”) and its instrumentalities, and their outstanding bonds, notes and other obligations.

The information is provided for quick reference only. It is not a summary or a compilation of all information relevant to any particular transaction, bonds, notes or other obligations. It does not purport to include every item that may be relevant, nor does it purport to present full and fair disclosure with respect to any financial transactions, bonds, notes or other obligations related to the Government within the meaning of applicable securities laws and regulations. There is no assurance that the information contained on this site does not contain typographical or other errors that may have occurred in converting the original source document or other source materials to electronic format.

The information presented on this site speaks only as of the date it was posted or, if such information is dated, as of its dated date. AAFAF does not undertake to continuously update materials posted on this site. Developments may occur after the dated date or posting date of such information that could render the information inaccurate or unreliable. Other materials that are not specifically dated also may not be current when you read them. Any of the information on this website may be removed at any time.

Because of the possibility of human and mechanical error as well as other factors, the information in this site is provided "as is" without warranty of any kind, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, freedom from contamination by computer viruses and non-infringement of proprietary rights. In particular, no representation or warranty, expressed or implied, is made or to be inferred as to the accuracy, timeliness, adequacy, legality, usefulness, reliability or completeness of this information. Neither AAFAF nor any of its agents, officers or employees shall be liable for any use of the information described and/or contained in this site. In no event shall AAFAF or its agents, officers or employees be liable for any direct, indirect, incidental, special, exemplary or consequential damages however caused and on any theory of liability, whether in contract, strict liability or tort (including negligence or otherwise) arising in any way out of the use of this site, even if advised of the possibility of such damage. This disclaimer of liability applies to any and all damages and injuries, including, but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of any record, whether for breach of contract, tortious behavior, negligence or under any other cause of action. This disclaimer applies to both isolated and aggregate uses of the information in this site.

Certain information has come from sources other than AAFAF, and AAFAF presents that information for convenience only. AAFAF does not guarantee the accuracy of any such information, undertakes no responsibility to verify any such information and makes no representation or warranty as to the accuracy or completeness of such information.

Any addresses or links to other websites which may be contained in this site are given only for the convenience of the viewer. AAFAF has not participated in the preparation, collection, compilation or selection of information on any such other website and assumes no responsibility or liability for the contents of such websites.

THIS IS NOT AN OFFER TO SELL SECURITIES. Information on this site is not an offer to sell securities or the solicitation of an offer to buy securities, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of such jurisdiction. Investors wishing to purchase securities must do so from a registered broker-dealer. Persons considering purchasing securities may obtain a copy of the applicable Official Statement from their broker-dealer.

Viewers acknowledge that: (1) AAFAF is not through this site or the information shown herein offering any bonds, notes or other obligations, or soliciting an offer to buy any such securities; (2) this site and the information herein shall not be construed as any description of AAFAF, the Government or its public corporations and instrumentalities in conjunction with any offering of bonds, notes or other obligations; (3) the information on this site is subject to change without notice, and no one shall assume from the availability of this site and the information herein that the affairs of AAFAF and/or the Government have not changed since the date of this information; (4) no representation is made as to the propriety or legality of any secondary market trading of the bonds, notes or other obligations of the Government by anyone in any jurisdiction, and (5) the information on this site speaks as of its date, and AAFAF does not hereby obligate itself in any manner to periodically or otherwise update this information or to maintain the availability of this information.

Choice of Law: Construction of the disclaimers above and resolution of disputes regarding such disclaimers are governed by the laws of the Commonwealth of Puerto Rico. The laws of the Commonwealth of Puerto Rico shall apply to all uses of this site and the information contained in this site.

Viewer Acknowledgement and Agreement: By accessing the information on this website, you agree that you have read and understood all of the terms, conditions and provisions set forth above and have agreed to use such information subject to such terms and conditions, including the disclaimers and limitations on liability set forth above. You are also acknowledging and agreeing that any use of the site and the information contained herein shall conform to all applicable laws and regulations and that you shall not violate the rights of any third parties.